Insurance Alternative Now Available to Families and Small Businesses Nationwide
Last year, over 175 milion Americans had little or no dental insurance, and the majority of maintainence, supplies, and operating expenses. Small businesses were forced to cut or reduce their health programs. The main reasons why people and small companies have to deal with this problem is due to the high cost of maintenance, expenses, and operating costs.
(PRWEB) November 26, 2004
Working-class families unable to afford dental exams, teeth cleanings, and regular procedures encounter long-term health problems relating to dental; such as tooth decay, erosion of teeth, and the potential of severe tooth loss.
Small businesses over the years were forced to offer little or no insurance to their employees; due to the rising costs of monthly payments insurance companies charge, as well as the declining quality of service and extensive delays in claim payments with little or no guarantee of being paid.
Dentists and dental offices all across the nation offered only two solutions of guaranteeing payment of dental services; either by means of insurance or payment in full.
The insurance method is the most common because the claim form is submitted by either the client or the dentist to the insurance company, where they wait approval (if any) of the treatment to be performed, and the process of payment is determined by the insurance company. The length of time has also been considered pending approval. However, if the client had no insurance, the only options are to either pay the full price for treatment or no service is to be performed without payment. So the customer is left with dental problems that continue to grow severe over a period of time.
The nagging dilemma of customers unable to afford dental coverage and services, along with the dentists' concern about being paid promptly for their services without the hassle of insurance, has been solved in 1992 by a Dallas-based company called AmeriplanUSA.
Co-founders Dennis and Daniel Bloom made affordable dental coverage for all Americans possible, by eliminating the need for insurance and offering dental services at a reduced fee so the dentists can get paid immediately. The customer is not required to fill out a claim form, nor requiring to meet a certain deductible; therefore eliminating the hassle of getting pre-approval for dental procedures and lenghty waiting periods. And unlike traditional insurance, the customer does not need to wait a certain period of time to visit a dentist and can visit a dentist as many times as they choose. The customer can also choose a dentist within the AmeriplanUSA network, and can change a dentist at anytime without notifiying AmeriplanUSA. Specialists are also included within the network such as orthodontists, periodontists, oral surgeons, and children's dental. And customers that have had dental problems in the past (such as pre-existing conditions) are accepted by AmeriplanUSA.
In order for customers to get the necessary treatment without paying the full price, or they have been turned down by insurance, the AmeriplanUSA program is only $11.95 per month for an individual, and $19.95 per month for a family. The customer receives a vast array of services from exams to teeth cleanings, to fillings and oral surgery, performed by over 25,000 AmeriplanUSA dentists nationwide, at a reduced savings cost from 25% to 80% off. In addition to afforable dental coverage, the program also comes with a reduced fee-for-service vision, prescription drug, and chiropractic coverage.
Exclusive Discounts of Chicagoland is a proud partner with AmeriplanUSA, and offers dental, vision, prescription, and chiropractic coverage and services to individuals, working-class families, and small businesses throughout Chicagoland and nationwide. Their website is www. exclusivediscounts. com. Individuals, families, and small business owners can also benefit from other discounts and services as well. Mike and Serena Wagner are proud business owners of Exclusive Discounts and can be reached in person at 847-212-8841 or e-mailed at mikewagner@exclusivediscounts. com.
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